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PELL GRANT

 

This section has been made to guide and provide you information about Student Loan, Student Loan Consolidation Program, Student Loan Consolidation Services. It covers various types of Loans available, may be it a Federal Student Loan, College Student loan, International Student Loan or Private Student Loan, and information from Student Loan Refinancing to Student Loan Corporation.

 

Federal Pell Grant is federally funded grants which provide financial aid to students to assist students in meeting their educational costs. Unlike a loan, Pell grant is form of gift does not have to be repaid. Pell Grant eligibility is restricted only to undergraduate students who have not earned a bachelor’s degree. Only undergraduate students can apply for Pell grants. This is the first Pell Grant Requirement. Student attending a post baccalaureate teacher certification program may also be eligible for Pell Grant.

Pell Grants provide a foundation of financial aid to which other aid may be added. Federal pell grants are funded by US Government and are the largest source of need based gift aid. All schools are guaranteed by US Government that participating schools will receive enough money to provide Pell Grant to the students who are eligible for the Pell Grants.

The amount to be funded as a Pell grant to each of the student is determined by the Congressionally mandated formula of US Department of Education. The formula calculates your EFC ( Expected Family Contributions ) fro the details of your FAFSA ( Free Application for Federal Student Aid ). The EFC number is used to award Pell Grants and other aids also. A student has to apply for Pell Grant by submitting free pell grant application. One can also apply for Pell grant online by checking out for pell grant form. How much is a Pell Grant depends on your EFC and few other factors. The maximum of Pell grant for the year of 2006 – 2007 is $4050. You can apply for Pell Grant even if you ar enrolled less than a half time. Your school can apply Pell Grant funds to your school costs, or it can pay direct to you also, or combine both of these methods.


 


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