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INTERNATIONAL STUDENT LOAN

 

This section has been made to guide and provide you information about Student Loan, Student Loan Consolidation Program, Student Loan Consolidation Services. It covers various types of Loans available, may be it a Federal Student Loan, College Student loan, International Student Loan or Private Student Loan, and information from Student Loan Refinancing to Student Loan Corporation.

 

International Student Loans are provided to those students which belong to some other country and want to study in other country. This section of our site provides information on student loan for international students. Every year so many students move to some other country to study abroad. To study abroad, international student loan provides financial assistance to students as it helps international students to afford their costs. One can take International Loan to study from home country to foreign country to study abroad or one can take international student loan from foreign country in which the student has come for studying from another country. In most of the countries the international student loan is taken from the home country to study abroad. The lenders in home country of a student provide international student loan at different rates according to the policies of the home country.

The US students get assistance for international student loan in both these forms.

International student loan for US students studying abroad:
The loan is for US students who wish to study abroad through the schools they are enrolled in. Students interested in applying for international loan should check weather their school is approved or not approved. The study abroad loan for US citizens is not a need based loan but a credit based. Unlike need based, the amount to be given for international student loan does not depend on the need of the student but is decided on the basis of credit score or credit rating of the student interested to study abroad. The charge of origination fees also depends on the credit score or credit rating of the student or his co-signer. The credit rating of a student and the LIBOR ( London Inter Bank Offer Rate ) determine the interest rate on the international student loan.

International Student loan for Non-US citizens:
The international student loan in this case is given to those students who wish to study in US and belong to some other country. To obtain International student loan, the student has to apply with a US co-signer. This is a must International Student loan requirement. The Co-signer with whome the student is applying for study abroad loan should be a US citizen. The co-signer should have proper credit record, residence. The Co signer should have a employment record of 2 years or should be in business for more than two years. This Study loan is also credit based not need based.


 


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